Arizona’s Hard Money Lender Since 1993
33 Years. One State. Your
Deal Funded Tomorrow.
We’ve been funding Arizona real estate deals since 1993 — through booms, busts, and everything in between. No red tape, no committees.
Just a direct conversation and a funded deal in 24 hours.
Why Choose Us
Arizona's Most Experienced Hard Money Lender
24-Hour Approval
Get your deal approved in 24 hours — not days or weeks. When we say fast, we mean it.
33 Years of Experience
Lending in Arizona since 1993. We’ve seen every market cycle and funded through all of them.
Common-Sense Underwriting
We look at the deal, not your credit score. No W-2s, no tax returns, no committees.
Arizona Specialists
We know every micro-market in Arizona. Not one of 40 states — the only state we serve.
Hard Money Lending Done Right
For over three decades, we’ve been the lender Arizona investors trust when timing matters. We fund fix & flips, construction, commercial acquisitions, bridge loans, and more — with the speed and reliability that only comes from 31 years of local experience.
- Rates starting at 9%
- Up to 70% LTV — protecting your equity
- No credit score minimums
- Licensed Arizona mortgage broker (MB-0915108)
- Residential and commercial properties
- Bridge, construction, and term loans
Our Loan Programs
Hard Money Loans for Every Arizona Deal
Investment
Fix & Flip
Fast capital for residential and commercial rehab projects. Get in, renovate, and sell — with funding that matches your timeline.
Development
Construction
Ground-up construction financing for builders who need capital without the 90-day bank approval process.
Commercial
Commercial RE
Bridge and term loans for commercial properties — retail, office, industrial, and multi-family across Arizona.
Short-Term
Bridge Loans
Short-term capital to bridge the gap between acquisition and permanent financing. Residential and commercial.
33 Years of Arizona Lending
We've been here before.
Since 1993, we’ve funded deals through the dot-com crash, the Great Recession, COVID, and every market cycle in between. We’re still here because we underwrite carefully and fund reliably. Our borrowers come back because we do what we say — every time.
Where We Lend